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Legal / Availability

State availability is verified before referral or offer.

A website inquiry is not evidence that financing or a provider is available in a particular jurisdiction.

Effective August 26, 2026 Business-purpose commercial financing only.
An independent retailer planning business operations
Clear information for a confident next step.

01

Initial inquiries

Perception Capital may accept a non-sensitive inquiry from a U.S.-based business so it can understand the request and determine whether a suitable referral path may exist. Accepting an inquiry does not mean that financing is offered, approved, or available in the business’s state.

02

No nationwide product representation

Perception Capital does not represent that every product or provider is available nationwide. Availability depends on the business location and activities, the requested product, provider coverage, provider authority, required intermediary authority, and applicable law.

03

How availability is confirmed

Before an inquiry is referred or an option is presented, the applicable state, provider, product, and required disclosures must be confirmed. The provider’s written offer and agreement—not the state selector on this website—establish whether a specific option is available.

04

Published state list

No state is identified on this website as an active financing market solely because its abbreviation appears in the inquiry form. Perception Capital will publish a provider-supported state matrix only after the applicable coverage, registrations, and review controls are documented.

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