01
Business-purpose financing only
Perception Capital provides a commercial-financing inquiry and referral experience for established businesses. The site is not intended for personal, family, or household borrowing.
02
No offer or approval
Submitting information, using the calculator, viewing an estimated payment, or receiving a follow-up does not create an offer, approval, commitment to lend, or promise of funding. Any financing is subject to review, provider approval, applicable law, and final written agreements.
03
Provider and role disclosure
Perception Capital Group LLC is not a bank or direct lender. It may support an inquiry and refer it to independent financing providers. The actual provider must be identified in any written offer and agreement before a business accepts an option.
04
Material terms
Before accepting financing, a business should review the amount disbursed, financing cost, fees, payment amount and frequency, estimated or fixed term, total repayment, prepayment treatment, collateral or guaranty requirements, and every other term in the final agreement.
- Product, amount, price, timing, and repayment structure vary by offer.
- State-specific commercial-financing disclosures may apply.
- Only final signed agreements control.
05
Illustrative tools
Calculator outputs and dashboard examples are educational tools. They are based only on the values entered or fictional demonstration data and do not represent an actual offer, approved amount, rate, payment, or payoff figure.
06
Compensation and comparison limits
Perception Capital may receive compensation from a provider or other business partner if a transaction closes. Perception Capital does not represent every provider or financing product and does not guarantee the lowest price, best terms, or fastest funding.
07
Credit and contact authorization
Submitting the website inquiry authorizes Perception Capital to contact the submitter about that request. It does not authorize a consumer or business credit pull. Any credit authorization, provider-specific disclosure, electronic communication consent, or document request must be presented separately when required.
Questions